Quality Healthcare Coverage That Fits Your Budget

Finding the right health insurance plan can feel overwhelming, but the Affordable Care Act (ACA)—often called Obamacare—was designed to make quality healthcare accessible and affordable for individuals and families. Whether you're looking for low-cost coverage, subsidies, or comprehensive benefits, we’re here to help you navigate your options and find the best plan for your needs.

What Is the ACA & Who Qualifies?

The ACA was signed into law in 2010 to expand healthcare access, protect consumers from unfair insurance practices, and reduce overall healthcare costs. Under ACA plans, no one can be denied coverage due to pre-existing conditions, and many individuals qualify for financial assistance based on their income.

You May Qualify If You:

✔️ Are a U.S. citizen or legal resident

✔️ Do not have employer-sponsored health insurance

✔️ Do not qualify for Medicare or Medicaid

✔️ Meet income requirements for premium subsidies

Benefits of an ACA Health Plan

ACA plans offer comprehensive health benefits that include:

✅ Doctor Visits & Preventive Care – Annual check-ups, screenings, and vaccines at no extra cost

✅ Emergency & Hospital Care – Protection from high medical bills

✅ Prescription Drug Coverage – Helps reduce out-of-pocket medication costs

✅ Mental Health & Substance Abuse Services – Access to therapy and treatment

✅ Maternity & Pediatric Care – Essential coverage for new and expecting families

📌 No Pre-Existing Condition Denials – Insurers must cover pre-existing conditions, such as diabetes, asthma, or heart disease.

How Much Does ACA Coverage Cost?

The cost of your ACA plan depends on your income, household size, and the level of coverage you choose. Many individuals and families qualify for subsidies that lower their monthly premiums and out-of-pocket expenses.

💰 Financial Assistance:

✔️ Premium Tax Credits – Reduce your monthly health insurance costs

✔️ Cost-Sharing Reductions (CSRs) – Lower deductibles and copays for those who qualify

📊 Example:

If you make between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for reduced premium costs or even $0 monthly premium plans!

How to Enroll in an ACA Plan

🔹 Open Enrollment Period: Runs from November 1st to January 15th each year

🔹 Special Enrollment Period (SEP): Available if you experience life changes, such as losing job-based coverage, getting married, having a baby, or moving to a new state

📞 Need Help Enrolling? Our team specializes in Marketplace (ACA) plans and can guide you through the process step by step.

Why Choose Us?

🌟 Local & Trusted Agent – As a licensed ACA broker, we provide personalized service to ensure you get the best plan for your needs

💡 We Work With Top Insurance Carriers – Access a wide range of plans from trusted companies

🤝 Free Consultation – Our services are completely free—you only pay for your plan!

Get a Free ACA Plan Review Today!

Don’t overpay for health insurance. See if you qualify for affordable or $0 premium ACA coverage today.